Many renters want to own their own home, but they simply don’t have the down payment to make the purchase. If you’re able to afford a house payment as much as your monthly rent, an 80-20 no money down purchase loan could get you out of the rent trap. (80% first mortgage - 20% second mortgage)"It allows people to buy a home without a down payment, or for those people who would prefer not to touch their savings to get into a house," says mortgage expert.
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