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Trucks and Suvs : Do Your Homework Before Signing Those Car Payments

Your grandmother probably told you “first things first”. Your teacher or first good boss probably advised you to do your homework thoroughly. Buying a car is much the same way. Do your homework first. Don’t go searching for a car loan – even if your credit is bad before you sign on the dotted line. A signature at the bank or credit union – or life insurance policy is always too quick. It is you, not the lender or car salesman who is going to have the headache and cost of t...

Mortgage : Types of Home Equity Loans

Home equity loans are a way of using the money that you've invested in your mortgage by borrowing against it. Essentially, a home equity loan is a 'second mortgage' - a loan secured by your property. If you don't make good on your payments, the lending company or bank can force the sale of your house to recover their money.

Loans : Personal Loans and APR – Is that all that matters?

The advice from financial advisers has always been, if you are thinking about taking on new loan or any type of credit agreement, shop around. However, is the APR the only item that you need to consider? We investigate..

Vacations : Discount Travel: Compromise Not Demoralise!

Don’t let the size of your wallet stop your from traveling to some great destinations. You can find amazing discount travel options to meet any need. No matter how much or how little you are willing to spend, vacations are possible for you. First, if discount travel is all that is in your budget, consider compromising on your destination. Love the beach? Instead of flying to your own personal Caribbean island, go to a local beach for a long weekend instead. You’ll save so ...